irishminis.ie

Welcome to the Irish Mini Owners Club forum
It is currently Wed Oct 17, 2018 9:17 pm

All times are UTC+01:00




Post new topic  Reply to topic  [ 18 posts ] 
Author Message
 Post subject: Classic car insurance?
PostPosted: Wed Apr 22, 2015 6:07 pm 
Offline
NON Member

Joined: Sun Oct 12, 2014 2:27 pm
Posts: 24
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
I was just wondering would it be possibly for a 17 year old to get classic car insurance? Even as a named driver?


Top
PostPosted: Wed Apr 22, 2015 6:20 pm 
Offline
Comittee Member

Joined: Wed Feb 16, 2011 8:23 pm
Posts: 1321
Whats your location?: wexford
Region: Eastern
What Minis have you?: 1960 Morris Mini mk1
1969 Austin Mini mk2
1963 mini van project
142 Mini countryman
Don't believe so. My understanding is you have to be 25 for classic insurance. I may be wrong

_________________
IMOC Vice president 2018


Top
PostPosted: Wed Apr 22, 2015 6:27 pm 
Offline
NON Member

Joined: Sun Oct 12, 2014 2:27 pm
Posts: 24
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Even if it was named driver? :cry:


Top
PostPosted: Wed Apr 22, 2015 6:29 pm 
Offline
IMOC Paid Member
User avatar

Joined: Fri Feb 04, 2005 10:05 am
Posts: 4666
Whats your location?: Longford
Region: Eastern
What Minis have you?: 1971 Mini Marcos.
1984 Mini Sprite
PROJECT X
Modifications: 1380cc
Weber45
S/C CR gearbox and drop gears
Location: Longford
No.

Classic insurance is a type of piggy-back policy. It's like a top-up add-on to your existing personal car policy.

_________________
Image

A fully carbon fiber Mini Marcos shell weighs just 7.25kg.


Top
PostPosted: Wed Apr 22, 2015 9:15 pm 
Offline
NON Member

Joined: Sat Jun 10, 2006 1:02 am
Posts: 123
Nope 23 is the youngest


Top
PostPosted: Wed Apr 22, 2015 10:06 pm 
Offline
NON Member

Joined: Sun Oct 12, 2014 2:27 pm
Posts: 24
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Ok so I would just have to insure it without classic insurance? :cry:


Top
PostPosted: Wed Apr 22, 2015 10:28 pm 
Offline
IMOC Paid Member
User avatar

Joined: Fri Feb 04, 2005 10:05 am
Posts: 4666
Whats your location?: Longford
Region: Eastern
What Minis have you?: 1971 Mini Marcos.
1984 Mini Sprite
PROJECT X
Modifications: 1380cc
Weber45
S/C CR gearbox and drop gears
Location: Longford
You'll find there are age restrictions on the car as well, many companies won't insure novice drivers on cars over 15 years old. :cry:

_________________
Image

A fully carbon fiber Mini Marcos shell weighs just 7.25kg.


Top
PostPosted: Thu Apr 23, 2015 4:40 pm 
Offline
NON Member

Joined: Sun Oct 12, 2014 2:27 pm
Posts: 24
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Ill find some way :D


Top
PostPosted: Thu Apr 30, 2015 12:01 pm 
Offline
NON Member

Joined: Tue Nov 25, 2014 11:29 am
Posts: 37
Whats your location?: Dublin
Region: Eastern
Mully31 which insurance company can you get classic car insurance with at 23? I was under the impression it was 25 also but i have only checked with Axa.


Top
PostPosted: Thu Apr 30, 2015 5:08 pm 
Offline
NON Member

Joined: Fri Aug 24, 2012 10:07 pm
Posts: 8
Whats your location?: wicklow
Region: Eastern
Try McCarthy insurance group they are in sandyford i have been with them from when i was 22 but as long as you have a full licence 3yrs or more and a 3 yr no claims they will insure you and its €240 with my dad on it and breakdown and home start and all the stuff. nice people to deal with too. just paid mine other day €170.
good luck getting sorted


Top
PostPosted: Thu Apr 30, 2015 10:52 pm 
Offline
NON Member

Joined: Sun Oct 12, 2014 2:27 pm
Posts: 24
Whats your location?: Ardee, Co. Louth
Region: Eastern
What Minis have you?: None :(
Thanks cormac ill try them :)


Top
PostPosted: Fri May 01, 2015 7:29 pm 
Offline
NON Member

Joined: Sat Jun 10, 2006 1:02 am
Posts: 123
[quote="Joe_flanagan"]Mully31 which insurance company can you get classic car insurance with at 23? I was under the impression it was 25 also but i have only checked with Axa.[/quote]
im with carol nash all mods declared with a 1.3 turbo toyota engine


Top
PostPosted: Wed May 06, 2015 4:12 pm 
Offline
NON Member

Joined: Tue Nov 25, 2014 11:29 am
Posts: 37
Whats your location?: Dublin
Region: Eastern
Thanks for that. I'll give them a shout. Cheers.


Top
PostPosted: Thu May 07, 2015 4:44 am 
Offline
NON Member
User avatar

Joined: Mon May 23, 2005 5:30 am
Posts: 1949
Whats your location?: THE FRIDGE
Region: Aboard
What Minis have you?: 110bhp 1968 mkII
Modifications: NEW Custom flakey paint
Location: The Fridge I told ye!!
mully31 wrote:
Joe_flanagan wrote:
Mully31 which insurance company can you get classic car insurance with at 23? I was under the impression it was 25 also but i have only checked with Axa.

im with carol nash all mods declared with a 1.3 turbo toyota engine


How much did they charge you?

I had been with them for 15 years or so until they bumped up my premium this year by over 75%!!
for no apparent reason!

_________________
ImageImageImage


Top
PostPosted: Sat May 09, 2015 11:27 pm 
Offline
NON Member

Joined: Sat Jun 10, 2006 1:02 am
Posts: 123
[quote="macker"][quote="mully31"][quote="Joe_flanagan"]Mully31 which insurance company can you get classic car insurance with at 23? I was under the impression it was 25 also but i have only checked with Axa.[/quote]
im with carol nash all mods declared with a 1.3 turbo toyota engine[/quote]

How much did they charge you?

I had been with them for 15 years or so until they bumped up my premium this year by over 75%!!
for no apparent reason![/quote]
520 far from cheap


Top
PostPosted: Tue May 12, 2015 3:57 am 
Offline
NON Member
User avatar

Joined: Mon May 23, 2005 5:30 am
Posts: 1949
Whats your location?: THE FRIDGE
Region: Aboard
What Minis have you?: 110bhp 1968 mkII
Modifications: NEW Custom flakey paint
Location: The Fridge I told ye!!
mully31 wrote:

How much did they charge you?


Quote:
520 far from cheap


I had been paying around 200 per year for the last few years, with ALL modifications declared,
this year they said they had nothing on record of any of my modifications and as such the underwriter came back with a price of 365

_________________
ImageImageImage


Top
PostPosted: Tue May 12, 2015 10:21 am 
Offline
NON Member

Joined: Sat Jun 10, 2006 1:02 am
Posts: 123
macker wrote:
mully31 wrote:

How much did they charge you?


Quote:
520 far from cheap


I had been paying around 200 per year for the last few years, with ALL modifications declared,
this year they said they had nothing on record of any of my modifications and as such the underwriter came back with a price of 365

Would be cheaper if I was over 25


Top
PostPosted: Sun May 17, 2015 3:18 am 
Offline
NON Member

Joined: Fri May 15, 2015 8:01 pm
Posts: 80
Whats your location?: Leitrim
Region: Western
As far as I know..... The main part of a classic policy is that you have a car or van policy in your own name before you can get classic... this is to ensure your not just getting it to use as cheap ins for daily driving... I was putting my wife on as named driver and she had to have her own ins... which she did but that's why they do it.. a named driver is not a problem just they need their own policy too


Top
Display posts from previous:  Sort by  
Post new topic  Reply to topic  [ 18 posts ] 

All times are UTC+01:00


Who is online

Users browsing this forum: No registered users and 12 guests


You cannot post new topics in this forum
You cannot reply to topics in this forum
You cannot edit your posts in this forum
You cannot delete your posts in this forum
You cannot post attachments in this forum

Search for:
Jump to:  
Powered by phpBB® Forum Software © phpBB Limited